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What happens when you pay your Chase credit bill late?Updated 2 days ago

Paying your Chase credit card bill late can result in a late fee (typically $29–$39), increased interest charges, and possible loss of promotional rates. If your payment is more than 30 days late, it may be reported to credit bureaus, significantly lowering your credit score and potentially leading to further penalties or account closure.

Highlight Steps:

  1. Missed payment triggers a late fee and interest charges.
  2. If unpaid for over 30 days, the late payment is reported to credit bureaus, impacting your credit score.
  3. Continued nonpayment can lead to higher APR, more fees, and potential account closure or collections.
  4. Always try to pay promptly at chasecard.com/paycard to avoid these consequences.
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